In Florida, the aftermath of an accident can leave victims facing not just physical injuries but also the daunting task of navigating the legal system to pursue recovery. In 2022, there were over 500,000 car accidents in Florida, resulting in over 20,000 injuries and 3,000 deaths. The first avenue for recovery often involves filing a claim with an insurance company. However, victims may pursue claims against the at-fault driver’s insurance for damages exceeding the PIP coverage. This involves filing a claim against the at-fault party’s insurance for damages not covered by PIP, including pain and suffering, which PIP does not address. Victims can file a personal injury lawsuit if insurance claims do not sufficiently cover the damages. For many accident victims in Florida, navigating the complexities of insurance claims and legal proceedings can be overwhelming.

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